Private loans — also called alternative loans — can help you fill the gap when federal loans, scholarships, grants and work-study programs don't quite meet your financial need.

Private education loans are different from the federal education loans, such as Federal Stafford, Parent PLUS and Grad PLUS, because private loans are not guaranteed by the federal government. Credit guidelines apply in determining your eligibility for private loans. For more information on the difference between private and federal education loans view our loan comparison chart.

Find out more information about the Academic Answer® Loan, a private loan from SunTrust.*

* Certain restrictions and limitations may apply. SunTrust Bank reserves the right to change or discontinue these programs without notice. All loan programs may not be available in certain jurisdictions.